My Lay-By Account
Track your payment progress, fulfilment status, and equipment ownership below.
Demo Scenario (for preview)
Your equipment will only be released to you after you have completed 100% of your agreed payment plan.
Paying the deposit or partial instalments does not transfer ownership and does not entitle you to receive the equipment. Equipment is released only after full payment has been received and verified by Hematon.
Payment Status
Payment In ProgressInstalments are being made. Continue to complete 100%.
Fulfilment Status
Awaiting Payment CompletionEquipment cannot be released until 100% payment is verified.
Ownership Status
Awaiting Payment CompletionComplete your full payment to progress toward ownership.
Ownership Workflow
Lay-By Progress
Payment In Progress
HIR1
Hematon 1 Lima Drip Irrigation Kit
Application: HEM-2026-47821
Applied: 9 September 2026
Product Price
ZMW 7,861.00
Required Deposit
ZMW 1,572.20
Amount Paid
ZMW 3,930.50
Outstanding Balance
ZMW 3,930.50
Payment Period
6 months
Monthly Instalment
ZMW 1,048.13
Next Payment Due
15 October 2026
Amount
ZMW 1,048.13
OWNERSHIP: NOT YET TRANSFERRED
Complete 100% of your payment plan to progress toward ownership.
Terms & Conditions Record
T&C Version
1.0
Version Date
1 September 2026
Acknowledged
9 September 2026
Acceptance Status
Accepted