START IRRIGATING.
START GROWING.
Access agricultural equipment through a structured progressive payment programme designed to make equipment ownership more accessible for Zambian farmers.
SELECT → APPLY → PAY PROGRESSIVELY → OWN → PRODUCE
What If You Didn't Have To Pay All At Once?
This is a lay-by programme — not a loan. You pay progressively according to your agreed plan and receive your equipment upon completion.
Register to ApplySelect your
irrigation kit.
Choose a payment plan to see your exact deposit and monthly instalments. No hidden fees. No interest. Just a structured lay-by plan.
Irrigation Equipment
Hematon 1 Lima Drip Irrigation Kit
Coverage
50m × 50m = 2,500 m²
Equivalent
1 Lima
Catalogue Price
ZMW 7,861.00
Choose Payment Plan
Irrigation Equipment
Hematon 1 Hectare Drip Irrigation Kit
Coverage
100m × 100m = 10,000 m²
Equivalent
1 Hectare
Catalogue Price
ZMW 17,188.75
Choose Payment Plan
From application
to your farm.
You don't have to pay for agricultural equipment all at once. Hematon's structured lay-by programme lets you pay progressively and own your equipment upon completion.
Register
Create your account with your name, mobile number and location. Takes less than 3 minutes on any smartphone.
Select Equipment
Browse available irrigation kits and agricultural equipment. See the full price, deposit required and available payment plans.
Choose Payment Plan
Pick 3, 6, 9 or 12 months. The system instantly calculates your deposit and exact monthly instalment amount.
Pay Deposit
Once your application is approved, pay the required deposit via Airtel Money or MTN Mobile Money to activate your lay-by.
Pay Progressively
Make monthly instalments according to your agreed schedule. Track every payment and your outstanding balance in real time.
Complete & Collect
Once all payments are complete, Hematon confirms your equipment is ready. Collect or receive delivery according to your agreement.
Ready to start your application?
Register Now — It's FreeCommon
questions.
Everything you need to know about the Hematon Agro Equipment Access Programme before you apply.
It is a structured lay-by programme that allows Zambian farmers, agribusinesses and cooperatives to acquire agricultural equipment by paying progressively over an agreed period — instead of paying the full price upfront.
What if you didn't
have to pay all at once?
Introducing the Hematon Agro Equipment Access Programme. Select your equipment, choose your payment plan, and start irrigating your farm today.
Contact Hematon
Call Us
+260 972 554 246
Mon–Fri, 8am–5pm CAT
+260 972 745 725
Quick responses
hematonservices1@gmail.com
We reply within 24 hours
Address
Plot 50 A / 39 B Makeni West Wing School Road
Makeni Bonaventure, Lusaka, Zambia, 10101
Hematon Agro Services Ltd operates across all 10 provinces of Zambia. Our team is here to help you access the agricultural equipment you need.